What you need to know before filing an insurance claim

When faced with the need to file an insurance claim for property damage in Florida, you may have questions about the process. This includes knowing what steps you need to take before filing a claim for damages. At Liberty Claims, we know that this is a common question among our clients.

For this reason, we provide you with our recommendations before filing an insurance claim for damage to your property in Miami. Keep reading!

Steps to take before filing a claim

Before filing an insurance claim in Florida, the public adjusters at Liberty Claims recommend that you carefully review your insurance policy to determine if it covers the loss you have suffered, as well as the conditions and exclusions that apply.

We will also outline the essential steps you need to follow before filing a claim in Miami:

Review your policy

Ensuring that your insurance policy covers the damage to your property is always the first step you should take. It is also important that you review the deductible and exclusions that apply to your case. Need help understanding the scope of your insurance? Let us guide you by contacting the professional public adjusters at Liberty Claims.

Contact your insurance company

Next, contact your insurance company in Florida as soon as possible and notify them of the loss or damage to your property. You can contact Liberty Claims to act as your public adjuster through the channels we have provided for you.

Document the damage

You should also document the damage to your property with photos, videos, receipts, invoices, and any other proof that can support your insurance claim. Keep a copy of all your communications with the insurance company.

Protect your property from further damage

It is important that you also focus on protecting your property from additional damage. However, do not make permanent repairs until the insurance adjuster inspects the damage. If you have to incur additional expenses, keep all receipts and proofs.

Hire a public adjuster

Finally, consider hiring a public adjuster specialized in insurance claims in Florida if you believe the insurer is not offering you fair compensation or denying your claim. At Liberty Claims, we can be your allies and representatives before the insurance company.
Leave everything in our hands to elevate your insurance claim in Florida! Contact us!