What to do if your Miami home insurance claim is denied?

Generally, when you go to your Miami insurance company, it is because you need to cover restorations or access to warranties that our policy should cover in the event of a loss in your home. However, insurance companies usually deny many of the claims filed by property owners. Want to know if your Miami home insurance claim will be denied?

It is important to note that if your Miami homeowners insurance company denies your claim, you can appeal the denial. In fact, the insurance company usually sets specific time limits and directions for this process. If you are in doubt about how to proceed with a claim denial for damage to your property, contact the professionals at Liberty Claims for information.

What to do if your insurance claim is denied

The first thing you should do is make sure that the denial from your insurance company in Miami is in writing, along with a written explanation for the denial. Have a look at your insurance policy and compare it to the reasons for the denial. If anything seems amiss, point it out to your insurance company in writing, clearly citing the parts of the policy that conflict with the reasons for denying your claim. 

Also, always appeal or contest the denial in writing, with particular emphasis on providing the name, date of loss, policy number, and a detailed and accurate explanation of why the claim must be approved.

Be sure to keep copies of any correspondence regarding claims. If you speak with insurance representatives, make a note of the date, time, and name of the person you spoke with, as well as the content of the conversation. 
If you successfully contest and/or appeal the denial of a Miami home loss claim and still do not receive the benefits of your policy, contact the experts at Liberty Claims.

Liberty Claims – the solution

Thanks to our professional and experienced team, Liberty Claims offers personalized assistance in handling insurance claims in Miami through agreements and fair negotiations, both for individuals and business owners.

Liberty Claims is committed to your interests and quality of life and to obtaining the highest monetary compensation and the best response from insurance companies to your home or business loss in the shortest amount of time. Our team of experts is fully aware of the clauses and guidelines of the contracts with the insurance companies.

We will file the claim and guide you through the process until you receive compensation. Contact us and let’s work together!