Common damage caused by storms or hurricanes

Natural disasters and climatic changes generate plenty of inconveniences, especially when we do not know the most common damages they can cause and the precautions we should take in the event of a storm or hurricane in Miami. Therefore, the Liberty Claims team has prepared some information you should know in case you need to file a storm damage claim in Florida.

It is vital to consider that Mother Nature can unleash powerful weather patterns in a blink, creating significant storm damage to your home or office. It is essential to know that wind, water, hail, and downed trees are just a few of the causes that can cause your property and its contents to be exposed to the elements.

Common damages caused by weather events

It is important to point out that a storm in Miami can produce wind and even hail damage. Likewise, the disturbance caused by a hurricane can escalate to roof problems, flooding, and leaks that, in the long run, bring many other complications.
In the same way, the damage that a thunderstorm can cause in your home can lead to an overload of the electrical network that ends up damaging the electrical appliances connected to the network. In addition to the electrical overload, lightning can cause fires on your property.

To offer your family and your Florida home the best protection possible, it is crucial to have homeowners insurance to take care of unforeseen problems caused by weather events. However, at Liberty Claims, we know that making an insurance claim to obtain these benefits can be complex. Therefore, we are the best allies in your hurricane or storm claim process.

The ferocity of these disasters can be devastating for any property in Miami. We make sure that you get the most favorable settlement terms for these types of claims.

Additional precautions

In addition to reaffirming the problems produced by storms or hurricanes in Miami, our team has prepared a list of precautions to prevent your home from suffering so many problems in the midst of these adverse weather conditions:

• Try to close doors and windows to prevent air currents from attracting lightning.
• Do not go out to terraces, balconies, or windows to watch the storm.
• Be sure to unplug electrical appliances, since, in the middle of thunderstorms, sudden power surges can occur, affecting appliances connected to the current.
• Contrary to what many people think, it is not necessary to turn off the lights in your home during a thunderstorm. But in the event of a blackout, it is better to have flashlights or candles at hand to illuminate the rooms.
• Avoid using a landline phone, as lightning can also travel along telephone wires. In that sense, your cell phone is much safer to use as long as it is indoors and in a safe area.
• Avoid using a bathtub or shower during a thunderstorm: water is a conductor of electricity and can cause an electric shock. We also recommend that you do not use the dishwasher or washing machine during a thunderstorm.
• Avoid being near metal furniture, as metal is a conductor of electricity.

Did you find these tips helpful? Our intention is to protect you, your property, and your home from the ravages of a storm or hurricane. Therefore, our best recommendation is to have an insurance policy and a claims team at your disposal in case of an unforeseen weather event.