Reasons to claim your property insurance in Miami
Without a doubt, having home or business insurance in Miami is a must. But the sole fact that you must insure your property is not enough. Home and business owners must understand the relevance of claiming on their insurance at certain times. Do you want to know the main reasons to claim insurance in Florida? At Liberty Claims, we’ll tell you!
We are a large team of expert Miami public adjusters working with different types of Florida insurance claims. You should know under what circumstances we can help you make a home or business insurance claim in Miami if you want to feel secure that your property insurance provider in Miami will grant everything you need in case of any eventuality.
At Liberty Claims, we are prepared to be your ally in every process and obtain fair compensation for you, in the shortest time possible, without the need for you to face the insurance company in Miami.
Situations for insurance claim in Miami
Mold damage
Mold is a fungus composed of microscopic organisms that settle in walls, ceilings, and columns. In addition to affecting the infrastructure of properties, they cause health problems for inhabitants or homeowners, which can lead to respiratory complications, flu, and chronic allergies, among others. Therefore, if mold appears in your home in Miami, you should attack it immediately to protect yourself and your family.Although many insurance policies in Miami have countless clauses regarding these cases, our professional public adjusters in Florida will review them thoroughly to ensure that the insurance company offers the maximum attainable compensation.
Wind damage
Wind power can carry objects, topple structures or permanently damage them. In addition, it can cause other types of inconveniences, such as loss of appliances and food due to sudden power outages. This type of damage to homes in Miami, although one of the most frequent, is usually also one of the most excluded in insurance policies.
At Liberty Claims, we create strategies to make the report and the due claim to the insurance company and negotiate successfully.
Water damage
The reasons for this type of damage in Miami are usually different. It can be due to infrastructure failures in the distribution system, internal flooding, or sewer overflows. It can also have a natural origin caused by heavy rains and consequent roof collapses. Regardless of the cause of the damage, the Liberty Claims team is capable of carefully handling these types of claims, from the inspection of the loss to the detection of the coverage rights and the correct negotiation process with the insurer in Florida.
Storm or hurricane damage
Another type of damage that can affect your home in Miami comes from natural disasters. These types of incidents caused by natural events vary in intensity and can cause significant losses or structural deterioration.
Florida is prone to storms and hurricanes, which has caused many insurance companies in Miami to eliminate this type of coverage from their listings, and the companies that still offer it have limited their scope. For this reason, at Liberty Claims, we negotiate, handle, and manage fair compensation for the repair of damages to your property in Miami.For these and more reasons, it is essential to file an insurance claim in Miami in case of an eventuality. If you want the support of public adjusters in Miami to get the protection you deserve through fair settlements and negotiations, contact us.
